LOUISVILLE METRO POLICE OFFICERS CREDIT UNIONCurrent Dividend and Loan RatesCertificates of Deposit6 Months (APY) 12 Months (APY) 24 Months (APY) .60% .602% 1.00% 1.005% 1.15% 1.156%Minimum $500*APY (AVERAGE PERCENTAGE YIELD) Rates subject to change at anytime.REGULAR SAVINGS (SHARE ACCOUNTS): 0.05% - .20% .021% APYINDIVIDUAL RETIREMENT ACCOUNT: 4.00% 4.060% APYRoth IRA's.LOANS:(All rates are quoted in APR and are subject to change at anytime.)NEW AUTO/MOTORCYCLE/RECREATIONAL*AS LOW AS 2.90% - 7.25 (APR 2.9 to 7.25%)USED AUTO/MOTORCYCLE/RECREATIONAL*AS LOW AS 3.50 to 9.0% (APR 3.5 to 9.0%)Boat Loans 5% to 9%SHARE SECURED/CERTIFICATE OF DEPOSIT SECUREDRate will be quoted at time of loan and is based on current CD ratesVISA CARD 14.90% (APR 14.90%)SIGNATURE LOAN (Maximum 36 months) 7.50% to 15.00% (APR 7.50% to 15.00%)For additional information please come in or call the Credit Union at (502)584-7134.*CREDIT UNION RESERVES THE RIGHT TO ADJUST RISK-BASED RATES AT ANY TIME. MUST MEET CREDIT REQUIREMENTS.** With 20% down rate will be one-half percent (.50%) below published rate.For all new members making a new loan and setting up direct deposit, the rate will be one-half percent (.50%) below published rate with.*Annual Percentage Rate. Rate based on your credit history. Your actual rate may be higher. Rates effective June 15th, 2017. Rates subject to change without notice.